One of the most frequently asked questions is whether the Medicaid will pay for hearing aids, or will the patient have to cover the cost fully. Hearing aids can be costly for some people. Therefore, they may look for alternative ways to afford hearing aids. And at some point, while thinking of a way to pay for their hearing aid expenses, many patients consider the Medicaid or Medicare.
When it comes to using the Medicaid to pay for hearing aids, the rules vary according to each state. We understand how difficult it can be to go through Medicaid benefits, which is why we have presented different coverage options to you.
Medicaid for Hearing Aids
In most cases, Medicaid does not cover the cost of hearing aids fully. However, Medicaid program offers to pay for your hearing test, which is only possible if it’s recommended by your doctor. It’s also significant to note Part C of your Medicaid plan may provide you with some coverage for your hearing aid. But if you do not possess Part C coverage of your Medicaid plan, then it is unlikely for the plan to pay for your hearing aids.
Keep in mind, Medicaid coverage for hearing aids differs state by state. There are states willing to cover the charges for your Medicaid hearing aids. 12 out of the 28 states such as CA, IN, MN, NH, IL, NV, NY, OH, SD, TX, and VT allow Medicaid hearing aids for older adults. In these states, the Medicaid offers full coverage when the patient is suffering from mild to extreme hearing loss. For example, if a patient is unable to comprehend soft speech due to background noises in a public space, the Medicaid would pay for the patient’s hearing aid then.
In states like FL, NJ, ND, OR, MT, and WY, Medicaid is willing to pay for hearing aids if a patient has a hearing problem from moderate level to a greater level. In states like HI, MA, IA, RI, WI, and NE, the Federal program only pays for the hearing aid when it is recommended by a patient’s audiologist.
Medicaid does not follow any particular guidelines for who should avail cost-free hearing aids. It largely depends upon the physician’s opinions. In states such as CT, KS, AK, and NM, no hard and fast rules are followed for the coverage of Medicaid hearing aids. Good news for us New Mexico!
Other Financing Options for Your Hearing Aids
If the Medicaid is unable to pay for your hearing aids, no need to worry. You can consider the option of Medicare. Although Medicare may not cover the cost of your hearing aids, it will surely pay for your hearing exam charges. It also offers to cover BAHA (bone-anchored hearing aids) – devices which are implanted surgically. You can also consider CareCredit which can help you pay for your diagnosis, treatments, and procedures.
If you’re shopping around for hearing aids, we’ve created a guide to help you through the process here.